Add three new automations: FreshRSS digest, birthday tracker, home stack monitor

- FreshRSS Smart Digest: Daily AI-ranked RSS summary at 7 AM
- Birthday Tracker: Smart reminders for family birthdays with gift suggestions
- Home Stack Monitor: Health checks every 15 min with self-healing attempts

All cron jobs configured and ready to run. Telegram bot token saved to .env

.gitignore

@@ -0,0 +1,33 @@
+# Secrets and Environment Files
+.env
+*.env
+.env.*
+!/.env.example
+
+# Credentials
+credentials/
+*.key
+*.pem
+*.crt
+
+# Runtime State (auto-generated)
+*.json.state
+reminder-log.json
+monitor-state.json
+
+# Logs
+*.log
+logs/
+
+# Temporary files
+*.tmp
+*.temp
+*.swp
+*~
+
+# OS files
+.DS_Store
+Thumbs.db
+
+# Node modules (if any scripts use npm)
+node_modules/